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Construction finance operating system

Every RA.
Fully controlled.

Control every RA bill from site certification to payment, with cumulative logic, approvals, recoveries, and evidence in one system.

Large construction project managed through coordinated work packages
CONTROL CHAINCertification to evidence
REAL ESTATE DEVELOPERSEPC CONTRACTORSINFRASTRUCTURE PROJECTSPROJECT FINANCEQUANTITY SURVEYINGCONTRACTS TEAMSREAL ESTATE DEVELOPERSEPC CONTRACTORSINFRASTRUCTURE PROJECTSPROJECT FINANCEQUANTITY SURVEYINGCONTRACTS TEAMS

A control layer built for how RA work actually moves.

Not bookkeeping with a better interface. RAFlow connects financial rules, role authority, validation, and evidence into one progression.

Deterministic finance

RAFlow rebuilds cumulative values from source events, then applies active recovery, retention, tax, deduction, and rounding rules.

Prior certified valueCurrent certificationNet payable

Human hierarchy

Site billing, contracts, accounts, CFO, treasury, and audit work in the same chain without receiving the same authority.

Persona rightsProject accessMaker-checker

Pre-payment validation

Sequence failures, excess recovery, missing evidence, duplicate documents, and allocation conflicts surface before money moves.

Rule failuresControlled overridesPayment guard

Evidence chain

Every decision keeps its actor, reason, before-and-after values, supporting documents, and immutable export context.

Actor historyVersioned reportsSnapshot trail

One operating spine for the commercial cycle.

Each system owns a different control problem. Together, they remove the gaps between certification, approval, recovery, payment, and audit.

Running account control

Sequence-aware certification with a clear route from site upload to CFO sign-off.

Prior RA roll-forwardNegative adjustment handlingLine-item calculation trace

A bill progresses because the process allows it.

Every handoff has an owner, entry condition, validation set, and recorded outcome. The process stays legible when people change.

Site billing

Certify the work

Upload the RA packet against the right project, vendor, work order, and bill sequence.

Document completenessDuplicate detectionRA sequence
Contracts

Anchor it to the contract

Tie quantities, amendments, advances, retention terms, and bank guarantees to the live work order.

WO balanceAmendment effectBG adequacy
Accounts

Recalculate every rupee

Rebuild the cumulative position with explicit rounding, deductions, retention, tax, and recovery logic.

Cumulative valuesRecovery capNet payable
CFO and approver

Approve the exception

Review rule failures, before-and-after values, evidence, and the full approval history.

Maker-checkerOverride reasonApproval history
Treasury and audit

Pay, match, and prove

Allocate payments, reconcile bank lines, preserve the ledger trail, and export the evidence chain.

Allocation guardBank matchSnapshot trail

Four truths must agree before money moves.

An approval click is not a control. RAFlow verifies connected facts across contract, calculation, authority, and payment.

Payment readyAll gates agree

Contract truth

Correct organization, project, vendor, and work orderApproved amendments reflectedPermitted RA sequence

Calculation truth

Prior RA totals reconcileRecovery and retention respect capsActive tax and rounding rules

Approval truth

Correct persona owns the actionOverrides carry reasons and valuesEvery reviewer is attributable

Payment truth

Allocations respect approved payableBank matches remain reviewableExports preserve source context

Keep the ERP. Retire spreadsheet ambiguity.

RAFlow is the specialist control layer between field evidence and the wider finance stack.

CapabilityManualExcelERP or CRMRAFlow
Workflow ownershipPeople and inboxesWorkbook conventionsCustomization projectPersona queues
RA calculation depthManual rechecksFormula-dependentGeneric project billingCumulative RA logic
ExceptionsCalls and messagesOverwritten cellsNotes or broad blocksRule-level controls
Audit evidenceRebuilt laterFiles and emailsTransaction historyDecision context
Best roleNo systemTemporary toolSystem of recordSpecialist control layer
Keep the ERPGeneral ledger, procurement, and enterprise reporting stay where they belong.
Retire fragile workbooksFormulas, versions, approvals, and handoffs move into governed workflows.
Keep human judgmentTeams review exceptions and evidence instead of repeatedly checking arithmetic.

Process-dependent, not people-dependent.

Knowledge lives in configuration, permissions, and workflow history instead of one accountant’s memory or the latest file in a chat.

Every privileged action remains attributable.
Organization
ContractsCommercial base
AccountsFinancial position
CFOEvidence-led decision
Organization, user, persona, time, reason

Start with the scale you have today.

Every plan includes core RA controls and audit logs. Start with your current capacity, then expand without rebuilding the process.

Professional
₹9,999/ month

Up to 50 users, 500 RA certifications, and 2,500 work orders.

API accessCustom brandingAdvanced reporting

Basic

Up to 10 users, 100 RA certifications, and 500 work orders.

₹2,999/ month

Enterprise

Unlimited users, RA certifications, and work orders.

₹24,999/ month

Monthly INR rates from the current product configuration. Annual billing is available.

Questions worth asking.

Clear answers for teams deciding whether to keep adding process around spreadsheets or give the process a system.

Does RAFlow replace our ERP or accounting software?

Not necessarily. Your ERP can remain the book of record. RAFlow handles specialist RA sequencing, cumulative calculations, recovery, retention, approvals, payment readiness, reconciliation, and evidence before and around posting.

Can we start with our existing Excel data?

Yes. Controlled CSV and Excel ingestion covers mapping, staging, validation, conflicts, rejects, job tracking, and rollback paths without importing spreadsheet ambiguity into live records.

What happens when a business exception is valid?

Authorized users can route a controlled override with justification, actor identity, and before-and-after values. The exception becomes evidence instead of a hidden cell edit.

Can each team see a different working surface?

Yes. Site billing, contracts, accounts, CFO, management, and audit users receive role-aligned queues while server-side permissions and organization scoping protect the underlying data.

Is this only for real estate developers?

No. RAFlow supports long-gestation, work-order-led environments including developers, contractors, EPC firms, and infrastructure businesses.

Selected path: 14-day trial

Bring one real RA. See the entire control chain.

We will map your certification, deduction, recovery, approval, and payment process around the details your team already handles.

Process fitRole mappingTrial path
Request a working sessionTell us who should be in the room.

We map the session to your current work-order and RA process.